Pay your bank for electricity, data, flights and betting — no stored balance, no middleman. Tokens arrive in seconds. Every payment earns you points.
Pay directly via your bank. No stored balance needed. Every payment earns Ahzarman points you can share with friends.
Pay AEDC, EKEDC, IBEDC and all discos directly from your bank. Your prepaid token is delivered in seconds.
Top up any Nigerian network. Pay your bank and the recharge hits the number immediately — no balance needed.
Search and book domestic and international flights. Pay your bank and your e-ticket arrives instantly.
Fund Bet9ja, SportyBet, BetKing and more directly from your bank. Your betting account is credited in seconds.
Renew DStv, GOtv and Startimes subscriptions. Pay your bank and your subscription activates immediately.
Pay water bills, state levies and government fees. Pay your bank and receive an auto-saved receipt instantly.
Every naira you spend through Ahzarman earns you points. Collect them, share them with friends inside the app — no expiry, no catch.
Whether you're buying ₦500 data or booking a flight to Abuja — Ahzarman rewards you for every transaction, automatically.
Points are added to your account the moment a payment is confirmed — nothing to activate or opt into.
Find a friend by phone number and send any amount of your points directly within the app — instant and free.
Your Ahzarman points stay in your account for as long as you have one. Collect them at your own pace.
We handle the connection between your bank and every biller — so you don't have to.
Pay your bank directly. Ahzarman routes it to the biller, your token lands in seconds — no wallet, no waiting, and you earn points automatically.
256-bit encryption. Your card and account details are never stored on our servers.
Our biller connections stay live around the clock — pay at midnight, get your token at midnight.
Real humans, in-app chat, every day including weekends and public holidays.
Your money goes directly from your bank to the biller. We never hold a naira on your behalf.
Nigerians across all 36 states trust Ahzarman for their daily payments and bookings.
Sign up with your phone number. Verification takes under two minutes with BVN confirmation.
Pick what you want to pay — electricity, data, flights, betting and more — all in one place.
Complete payment via bank transfer, debit card or USSD. Your money goes straight to the biller — we don't hold it.
Your electricity token, e-ticket or confirmation is delivered instantly. Points land in your account automatically.
Join over 2 million Nigerians who pay bills, book flights and earn points with Ahzarman — directly from their bank.